Heading towards Retirement & thinking of Dowsizing ?

“Retire in the Lifestyle you Deserve and Want for yourself …”

“Our pledge is to save you time, stress and money.”

Some issues we continue to encounter with our clients and clients we continually get referred to include :

My house is now too big and costly
- The family home has become too large and expensive to maintain
- I can’t believe how expensive ongoing maintenance has gotten
- I keep putting off certain important fixes I need to do as I don’t want to spend the money
I need to downsize
- But a new property is too expensive which will leave me out of pocket and cash flow to live on
- I have lots of equity in my home (even no loan) but don’t have enough money to live on
- I don’t have a loan but I still cant come out monthly with the cost of living and keeping the home maintained
My house is just too large for me
- I wish I could sell off half of my property and keep my home
How do I develop my property to rent out or sell of what I have developed
- How do I develop my property if I cannot get a loan
Should I sell through my local estate agent or can I get a better price elsewhere
I am worried about what inflation will do to my current retirement income

Can you relate to any of the above?

If yes, fortunately for you there are a lot of other baby boomers in the above position not knowing where to from here

A high percentage of baby boomers are downsizing their home for retirement, or thinking of down sizing their home but are not sure about “how is the best way to downsize and come out with enough capital to retire on, in the lifestyle they want and deserve for themselves!”

You may not even be aware of the changes announced in the Budget which came into effect in July 2018 for those aged 65-plus who have owned their primary residence for more than ten years and will now be able to sell their family home and contribute up to $300,000 from the sale into their Super to boost retirement benefits.

All very well, but what do you then downsize into?

Before you sell or call in your local estate agent, you would want to have a general conversation with professionals such as us, who know and understand where you are now and where you need to be at a time in the future … whilst being very mindful of how inflation is going to further erode what you have today.

We get to understand your current situation, your present and future requirements and we share general advice on how best to maximise your position today, so that you are able to better look after yourselves financially into the future!

Your local estate agent needs your property to sell and yes may very well do a good job … but ask yourself is there an alternative way to maximise your family home so that you definitely do come away with more (much needed) capital in your own pocket to help you live a life you deserve into retirement?

Downsize, sell your home and live Rent Free

A high percentage of home owners who own their own properties continue to struggle to maintain the home but also struggle to come out each month with enough

How can we best help you ?

Comments or questions are welcome.

What is our Process?

Our process includes providing you total peace of mind through our ‘one stop professional shop’ which includes the following services and value-added services

Meeting with you so that we obtain a detailed and full understanding of
- Where you are now
  - Details of your current home, your finances, budget, lifestyle, preferences, financial circumstances, retirement bucket list etc
- Where do you hope to be
  - Details of your current living expenses and future financial goals, travel dreams, obligations to your children, obligations to yourself
  - Where do you want to live and in what type of dwelling, does this include :
    - Sea change, tree change, staying where you are now, a retirement village, whatever your thinking is
  - How best to get you there
    - By understanding where you are now and where you want to be we will offer a detailed analysis and come back to you with solution(s) which will ‘best’ help you achieve the life you want and deserve for yourselves
  - Where to from here
    - You review our recommendations
    - We discuss them and answer your questions
    - Get the ball rolling so that you come out with more money in your pocket which will give you a better financial chance of living a deserved and well earned retirement

What is your own Purpose?

To be able to Live and have enough money to do what we really want to do after working our butts off all these years

We all want more money in life, our purpose is to ensure that you come out the other side having more dollars in your own pocket, than if you sold your property as is through the local real estate office. After all, this too is a purpose of you selling!

What is the primary Objective?

To take your existing property and manufacture wealth, through a well thought out Renovation or a Development, by turning what you have now into either : one major modern home, a duplex home or an intelligently thought out modern renovated home, to suit the local market, which someone will want and pay a lot more to own than if you sold without improvements.

Downsizing